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Auto Insurance

Nebraska Insurance offers auto insurance coverage from different companies so that coverage can be found for you at an affordable price. Car insurance coverage helps protect you and others in the event you experience auto-related damages, loss, and/or injuries.

Bodily Injury/Property Damage: These coverages protect you if you injure someone else’s property while operating your automobile. You must be legally liable for the injuries or damages to activate these coverages.

Uninsured/Underinsured: This protects the named insured, the named insured’s resident relatives and occupants in the insured vehicle if they sustain bodily injury in an accident in which the owner or operator of another motor vehicle is legally liable and does not have insurance (uninsured) or does not have enough insurance (underinsured).

Medical Payments: This will pay for reasonable and necessary medical expenses, without regard to legal liability, resulting from accidental bodily injury while operating or occupying an insured vehicle or being struck as a pedestrian by a motor vehicle. “MedPay” is often purchased in nominal amounts, such as $1,000 or more, to provide a means for quick payment of minor medical bills without having to deal with the courts or other insurance companies.

Collision: Protects against damage to your vehicle resulting from a collision with another vehicle or object regardless of who is at fault. If the other driver is at fault, your insurance company may have a legal right to seek reimbursement from the other driver or his/her insurance company.

Comprehensive: (Other than collision) This insures you against theft or other damage to your vehicle, such as wind damage, falling objects, and vandalism.